# Fliinow > Deferred payment infrastructure for the travel industry. ## What We Do Fliinow enables OTAs, agencies, hotels, consolidators and any travel business to offer instant financing. Partners get paid next day, customers pay in installments. ## Quick Facts - **Financing**: €60-€5,000 in 3-12 monthly installments - **Rate**: TIN 18% (TAE 19.56%) - **Integration**: API ready in under 5 minutes - **Risk**: Zero - Fliinow assumes all default risk ## Ecosystem - **Partner API**: https://api.docs.fliinow.com - RESTful API for checkout integration - **Marketplace**: https://marketplace.fliinow.com - Verified partner directory with AI search - **Viaja**: https://viaja.fliinow.com - Traveler portal with smart AI matching - **Simulator**: https://simulador.fliinow.com - Financing calculator - **App**: https://app.fliinow.com - Partner dashboard ## Who Can Use Fliinow OTAs, travel agencies, hotels, airline consolidators, vacation rentals, tour operators - any travel business with online checkout. ## Languages Spanish (es), English (en), French (fr), Portuguese (pt) For complete documentation, see [llms-full.txt](/llms-full.txt)