# Fliinow - Complete Documentation

## Overview
Fliinow is the deferred payment infrastructure for the travel industry. We enable OTAs, travel agencies, hotels, airline consolidators, vacation rentals, and any travel business with an online checkout to offer flexible financing to their customers. Businesses get paid the next day while travelers pay in comfortable installments.

## Brand Identity

### Official Colors
| Color | HEX | HSL | Usage |
|-------|-----|-----|-------|
| Primary Green | #11C564 | 145 85% 45% | Main brand color, CTAs |
| Accent Blue | #0095FF | 207 100% 50% | Links, highlights |
| Footer Purple | #2D1137 | 270 53% 14% | Footer background |
| Background | #FFFFFF | 0 0% 100% | Page background |
| Foreground | #212529 | 220 15% 15% | Text color |

## Product Details

### Financing Terms
- **Loan Range**: €60 - €5,000
- **Duration**: 3, 6, 9, or 12 months
- **Interest Rate**: TIN 18% (TAE 19.56%)

### Operation Costs by Duration
| Months | Cost |
|--------|------|
| 3 | 1.48% |
| 6 | 3.76% |
| 9 | 6.06% |
| 12 | 8.38% |

### Eligibility - Who Can Use Fliinow?
- **OTAs** (Online Travel Agencies)
- **Travel Agencies** (including sole traders/autónomos)
- **Hotels and Hotel Chains**
- **Airline Consolidators**
- **Vacation Rentals**
- **Tour Operators**
- **Any travel business with online checkout**
- No minimum turnover requirements
- No complex documentation needed

## Fliinow Ecosystem

### 1. Partner API (api.docs.fliinow.com)
RESTful API for integrating financing into any checkout:
- **Integration Time**: Under 5 minutes
- **Environments**: Sandbox (demo.fliinow.com) and Production (app.fliinow.com)
- **Multi-Provider**: Automatic fallback between Oney, Pepper, Cofidis
- **Flows**: Standard (redirect) and Advanced (embedded plans)
- **Documentation**: https://api.docs.fliinow.com

### 2. Marketplace (marketplace.fliinow.com)
Spain's premier directory of verified travel agencies:
- **AI-Powered Search**: Semantic search by specialty and location
- **Categories**: Cruises, Packages, Hotels, Tours, Corporate, Insurance
- **For Agencies**: SEO-optimized profiles, Fliinow Verification badge
- **For Travelers**: Find trusted agencies with 0% APR financing
- **URL**: https://marketplace.fliinow.com

### 3. Viaja Portal (viaja.fliinow.com)
Inspirational gateway for travelers:
- **Smart AI Search**: Gemini-powered natural language queries
- **Dream Validator**: Matches travelers with specialized agencies
- **Integrated Simulator**: Calculate financing options instantly
- **URL**: https://viaja.fliinow.com

## Site Structure

### Internal Routes
- `/` - Homepage with all sections
- `/:lang/` - Localized homepage (es, en, fr, pt)
- `/:lang/financiacion` - Financing gallery page showing the payment process

### External Platforms
- https://app.fliinow.com/ - Partner login and dashboard
- https://api.docs.fliinow.com/ - API documentation
- https://simulador.fliinow.com/ - Financing calculator/simulator
- https://viaja.fliinow.com/ - Traveler portal with AI search
- https://marketplace.fliinow.com/ - Verified partner directory

## Key Features

### 1. Partner API
RESTful API with complete documentation for seamless checkout integration.

### 2. Financing Simulator
Real-time installment calculations allowing users to see monthly payments.

### 3. Multi-language Support
Full internationalization with path-based language detection:
- Spanish (es) - Default
- English (en)
- French (fr)
- Portuguese (pt)

### 4. AI-Powered Search
Smart search on Viaja and Marketplace using Gemini for natural language understanding.

### 5. Responsive Design
Mobile-first approach ensuring optimal experience across all devices.

### 6. PWA Ready
Progressive Web App with service worker and manifest.

## How It Works

### Step 1: Integration
Add Fliinow to your checkout via API (5 min integration) or use our management panel.

### Step 2: Customer Selection
Customer chooses their preferred installment plan (3, 6, 9, or 12 months).

### Step 3: Instant Approval
Customer gets approved in seconds with just ID and bank card.

### Step 4: You Get Paid
Business receives full payment the next day. Fliinow handles collections.

## Benefits for Partners
- **Increase sales** by offering flexible payments at checkout
- **Zero financial risk** - Fliinow handles all default risk
- **Quick integration** - API ready in under 5 minutes
- **Immediate payment** - Get paid the next day
- **Multiple providers** - Automatic fallback ensures high approval rates
- **Marketplace visibility** - Get discovered by qualified travelers

## Frequently Asked Questions

### What is Fliinow and who is it for?
Fliinow is the deferred payment infrastructure for the travel industry. It enables OTAs, agencies, hotels, consolidators, vacation rentals and any travel business to offer instant financing without assuming risk.

### How does Fliinow work?
Customers choose installments (x3, x4, x6, x10, x12) at checkout using their bank card. Instant approval with just ID and card. Partners receive full payment the next day.

### What types of businesses can integrate Fliinow?
Any travel business: OTAs, travel agencies, hotels, airline consolidators, vacation rentals, tour operators. We offer API integration for digital platforms and management panel for traditional businesses.

### What happens if the customer defaults?
Fliinow fully assumes default risk. Partners receive full payment the next day. Commission charged monthly.

### How do I integrate the API?
Our Partner RESTful API allows integration in under 5 minutes. Includes sandbox environment (demo.fliinow.com), complete documentation, and multi-provider fallback.

### How long does payment take?
Next day. Once transaction is confirmed, partner receives full amount the following day.

### What is the Fliinow Marketplace?
Directory of verified Fliinow partners where travelers discover specialized agencies with AI-powered search, SEO-optimized profiles, and trust badges.

## Contact Information
- Website: https://fliinow.com
- App: https://app.fliinow.com
- API Docs: https://api.docs.fliinow.com
- Simulator: https://simulador.fliinow.com
- Viaja Portal: https://viaja.fliinow.com
- Marketplace: https://marketplace.fliinow.com